If you are seeing this template Terms page, then we are probably in the middle of developing this domain or repairing it and some or all of it's content may be just junk thrown up as a layout or theme guide for ourselves. The design and links may also break occasionally.
Any advertisements that might appear on these pages from time to time are just that, "advertisements", not endorsements and you are responsible for what happens should you click on any such links.
So, I suppose the Terms and Conditions are, to put it bluntly, we have no intention of deliberately trying to mislead you or put you in harms way, but if you cannot take responsibility for your own actions in life then do not use our site.
As for Your Privacy: we collect no more information than most of the other websites you have visited today. If you do not know how to turn off your cookies and have no idea what a proxy IP address is then I'm not sure exactly what I could say about Privacy that would make much sense. If you have heard of those things, then you are probably already controlling your privacy so do not need me to explain.
We have some proper-ish terms and conditions here ... just in case you're an insomniac ...
The Law Society